Performance GAP

The market value of your vehicle starts to depreciate the moment you take possession? Due to depreciation and other factors, there’s a period of time during most loan or lease terms when THE BALANCE YOU OWE on your vehicle may be substantially higher than the vehicle’s current value. If your vehicle is stolen or wrecked and considered a total loss by your insurance company while you owe more than your vehicle is currently worth, insurance will only pay current market value – leaving YOU responsible for paying not only the difference (between what your car is worth and what you owe), but also your insurance deductible!

For a low monthly cost, which can added into your monthly finance payment, you can protect yourself from unexpected expenses with Debt Guardian Auto Care’s GAP Coverage. Our GAP Program will pay the difference between your insurance settlement and the balance owed on your vehicle* and give you a fresh start with a new car purchase!